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Home Loan Insurance

Enables homeowners to maintain monthly bond repayments in the event of illness, disability + death. From only R80 a month.


How Much Life Cover?

Not having enough life cover is just as dangerous as having no life insurance at all but how much do you actually need?


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Insurance Brokers Council (IBC)


The Insurance Brokers Council (IBC) was established in 1979 as a national umbrella organization for independent brokers. This was the result of the need experienced by a growing number of independent brokers for a national organization to act collectively not only on their behalf, but also in the interests of their growing client base and the industry as a whole.

IBC membership has shown constant growth since establishing various branches in towns and cities throughout South Africa. The IBC is increasingly accepted as the mouthpiece of independent brokers by not only the insurance industry but also at government level. Through the valuable contributions and input of its members, the IBC has become part of the substantive and constructive process that influences industry matters at both these levels. At this stage  in 2001, the IBC had more than 3 000 members in 24 branches nationally.

Except for National Office staff, the IBC is managed solely by independent brokers with their own busy practices.

The IBC is a founder member of the international organization CIIBA (Council of International Insurance Broker Associations). CIIBA's aim, amongst others, is to promote the important role insurance brokers play worldwide in the development of the global insurance industry.


Reason for Establishment

The many reasons for establishing the IBC in 1979 are still the reasons why independent brokers should join our ranks in the new millennium.

To protect membersí interests.
Critical areas are conditional selling, the cancellation of broker contracts, disputes between insurers and brokers, the S-reference system, equal remuneration and fair and reasonable broker contracts.

To act as the mouthpiece for the independent broker.
The IBC is a founder member of FIFSA (Financial Intermediaries Federation of South Africa) as well as CIIBA (Council of International Insurance Broking Associations), and consults regularly with the LOA (Life Offices Association), SAIA (South African Insurance Association), AUT (Association of Unit Trusts), FSB (Financial Services Board) , CMS (Council of Medical Schemes) and all relevant product providers.

To establish training facilities for brokers.
The IBC supports the training programs offered by IISA (Insurance Institute of South Africa) and any other training provider who could add value for our members.

To harness membersí collective capacity.

To solve collective problems on a group basis.

To develop unique solutions for all stakeholders.
Such products and schemes are group life cover, trauma cover, income protector, professional indemnity, preferential rates and agreements.

To provide a home for the independent broker.
The IBC provides a place of belonging not only for the small and medium sized brokerage, but also for the larger independent corporates. Ideas are exchanged and members support one another. IBC meetings are held regularly to keep members informed and to motivate them.

The IBC's quality magazine reports on industry matters on a regular basis.

Visit their website at for more information.




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