Dial Direct  

Online Services

 

  Life Insurance

 

  Car Insurance

 

  Finance + Loans
    Home Loans
    Medical Aid
    Vehicle Finance
  Flights   Book Flights
Short Term Insurance    |    Life Insurance    |    Investments    |    Medical Aid    |    Companies    |    News    |    Resources
     

Home Loan Insurance

Enables homeowners to maintain monthly bond repayments in the event of illness, disability + death. From only R80 a month.

 

How Much Life Cover?

Not having enough life cover is just as dangerous as having no life insurance at all but how much do you actually need?

     

Personal Insurance

 

Car Insurance

Household Insurance

Homeowners Insurance

Medical Insurance

Funeral Insurance

Legal Insurance

Pet Insurance

Life Assurance

Credit Life Insurance

Bond Insurance

Travel Insurance

Commercial Insurance

Financial Advice

Investments

 

 

Auto & General

Budget

Dial Direct Insurance

First for Women

 

 

Multi-Prof Brokers

Find an Advisor

 

 

1Life

SANLAM

 

 

Complex Wills

Will & Testament

 

Hints & Tips

 

Insurance Quotes

Insurable Interest

Insurance Ombudsman

Insurance Companies

Life Insurers

Short Term Insurers

 

Explanations

 

Under Insurance

Personal Accident Cover

Personal Legal Liability

Extended Liability (PLIP)

Knock for Knock

Market Value Calculation

No-Claim-Bonus

Pro Rata Premium

Excess

SASRIA

 

 

Insurance Directory

Financial Directory

Health & Medical

Financial Services Board

Insurance Brokers Council

Insurance Fraudline

Find an Advisor

ITInews

SAIA

 

 

 

 

 

Insurance Excess

This is sometimes called the first amount payable, and is the portion of the claim you must pay since it is not covered by the insurance policy.

In general there's 3 types of excesses:

a)  Standard Excess

This is the basic excess of the specific section of the policy under which you want to claim.

 

b)  Additional Excess

In some cases additional excesses might apply.  The additional excess would be in addition to the basic excess.  An example of an additional excess would be where the driver is under the age of 25 years, and the policy stipulates an additional excess of R1 000 for drivers under the age of 25.

 

c)  Voluntary Excess

As a policy holder you have the choice to increase your excess in order to pay a lower insurance premium.  The voluntary excess would be in addition to both the standard excess and the additional excesses of the policy.

 

Also see:

 

Car Insurance

Household Insurance

Bond Insurance

Personal Legal Liability

Extended Personal Legal Liability

Insurable Interest

Knock-for-Knock Agreement

Market Value of Vehicles

No Claim Bonus

Pro Rata Premium

Under Insurance

 

 

 

Insurance Newsletter

 

E-mail

 

Name

   Sign Up
Life Insurance

 

 

 

Medical Fund | Netstar | Car Insurance Quotes | Life Assurance | Bond Insurance

Travel Insurance | Medical Scheme | Hospital Plan | Life Insurance | Home Loans

Copyright www.insuranceza.co.za  All Rights Reserved       Contact us:  info [at] insurance.za.org

No material may be published or reproduced in any form whatsoever without prior written permission.

Reliance on the information contained in this site is at your own risk.

 

Terms of Use  |  Disclaimer  |  About Us

hit counter