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Home Loan Insurance

Enables homeowners to maintain monthly bond repayments in the event of illness, disability + death. From only R80 a month.

 

How Much Life Cover?

Not having enough life cover is just as dangerous as having no life insurance at all but how much do you actually need?

     

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Category: South Africa / Insurance / Short Term Insurance / Insurance Terms

 

A B C D E F G H I K L M N O P Q R S T U V W

 
Damages   an amount of money claimed by or awarded to a third party as compensation for injury or loss.
Declaration   the statement on a proposal form signed by the proposer certifying the truthfulness and accuracy of the information supplied.
Declaration Policy   a policy requiring the insured to declare periodically the value of fluctuating items, such as stocks or goods-in-transit, to enable the insurer to adjust the premium accordingly.
Deductible   an American term, similar in meaning to excess an being the first portion of a loss payable by the insured.
Delegated Authority   the authority given to an agent of an insurer to act on its behalf in accepting risks within agreed guidelines.
Deposit Premium   an advance payment made by the insured before the actual premium has been decided.
Depreciation   the extent to which (insured) property has diminished in value due to factors such as wear and tear.
Direct Insurance   an original insurance contract between insurer and insured.
Direct Insurer   an insurer in contact with insuring members of the public or corporations.
Disclosure   the duty of the parties to a contract of insurance to reveal all material facts to each other before it is concluded and prior to each renewal.

 

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