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Home Loan Insurance

Enables homeowners to maintain monthly bond repayments in the event of illness, disability + death. From only R80 a month.

 

How Much Life Cover?

Not having enough life cover is just as dangerous as having no life insurance at all but how much do you actually need?

     

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Category: South Africa / Insurance / Short Term Insurance / Insurance Terms

 

A B C D E F G H I K L M N O P Q R S T U V W

 
Incurred But Not Reported
(IBNR) Claims
  claims which have occurred but are not yet reported to the insurers. Many governments require insurers to establish reserves to cover such losses.
Indemnity   the placing of the insured in the same financial position after a loss as he was in immediately prior to the occurrence.
Indexing   a method of adjusting sums insured to provide for inflationary increases in values.
Inspector   a official of an insurance company whose duties involve the selling and servicing of its policies either directly to the public or through intermediaries.
Insurable Interest   the principle which requires a person effecting insurance to have a legally recognised relationship to the subject matter of the insurance.
Insurance   A risk transfer arrangement whereby the responsibility for meeting losses passes from one party (the insured) to another (the insurer) on payment of a premium.
Insurance Policy   a document which is evidence of a contract of insurance.
Insured   a person or organisation purchasing insurance.
Insurer   a company or society transacting insurance business.
Intermediary   a person who arranges insurance on behalf of another.

 

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