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Home Loan Insurance

Enables homeowners to maintain monthly bond repayments in the event of illness, disability + death. From only R80 a month.

 

How Much Life Cover?

Not having enough life cover is just as dangerous as having no life insurance at all but how much do you actually need?

     

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Category: South Africa / Insurance / Short Term Insurance / Insurance Terms

 

A B C D E F G H I K L M N O P Q R S T U V W

 
Rate   The sum charged per unit of exposure by which the premium is calculated.
Rated Up   The term applied to insurance where the premium is higher than usual.
Reinstatement   the making good of damaged property; the restoration of the sum insured after settlement of a loss on payment of an additional premium.
Reinstatement Of Sum Insured   The restoration of the sum insured after it has been reduced through the payment of a claim.
Reinsured   An insurer who effects and is entitled to be indemnified under a contract of reinsurance.
Reinsurer   An insurer or reinsurance company which accepts contracts of reinsurance.
Renewal   The process for continuing an insurance for a further period after the first or current period of cover has ended.
Renewal Notice   the notice issued by a short term insurer to remind a policyholder that his contract will shortly terminate.
Replacement Cost   the value of property as indicated by the current purchase price of a similar article.
Representation   a written or spoken statement made during contract negotiations.
Retention Limit   the maximum liability which an insurer wishes to keep for his own account in respect of a particular risk.
Risk   a) a situation which cannot be controlled or perfectly foreseen
    b) the subject matter of an insurance contract.
Risk Management   the business discipline applied by large commercial and industrial organisation to manage those risks which can cause losses.

 

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