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Bond Insurance

Enables homeowners to maintain monthly bond repayments in the event of illness, disability + death. From only R80 a month.


How Much Life Cover?

Not having enough life cover is just as dangerous as having no life insurance at all but how much do you actually need?


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Bond Insurance South Africa | Mortgage Protection

Bond Insurance or Bond Cover is a life insurance plan providing cover specifically with regards to home loan and mortgage protection in South Africa.

A Bond Insurance Plan pays the outstanding home loan in the event of death, dread disease or permanent disability, and the monthly home loan instalments in the event of illness, injury, temporary disability and retrenchment.

As a homeowner you have the option to choose any additional benefits to the death benefit. 

NO medicals or HIV tests are required!

What Cover Options Do I Have?

Death Cover 

The total sum insured will be paid in case of the insuredís death, even if it is more than the outstanding home loan.

Instalment Protection Cover

Should the insured not be able to earn an income for 90 days or more due to illness or injury, the bond insurance plan will cover the monthly home loan instalments.

Disability Cover

In case of permanent disability where the insured is unable to earn an income for 90 days or more, the bond protection plan will cover the monthly instalments for the first 2 years.  After this period, the full sum insured will be paid out.

Retrenchment Cover

If the insured is retrenched for longer than 30 days, his/her bond insurance plan will pay the home loan instalments for a maximum period of 6 months.

Dread Disease Cover

In the event where the insured is diagnosed with a dread disease, the bond protection plan will pay the sum insured after a period of 90 days into the home loan account.

Complete the following form for a Bond Insurance Quote:




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