About Short-Term Insurance

Short-term insurance provides flexible, affordable protection for your valuable assets—like your car, home, contents, or personal items—on a monthly or annual basis. It offers peace of mind without long-term commitments.

What Is Short-Term Insurance?

Short-term insurance, also known as general insurance, is a policy you hold for a fixed period. It covers unexpected events—such as theft, damage, or loss—without locking you into long-term contracts.

Why Choose Short-Term Cover?

• Flexible coverage: Insure only what you need—for a few months or longer
• Affordability: Pay monthly premiums aligned with your budget
• Customisable policies: Choose cover for vehicles, homes, contents, personal items, and liabilities
• No long-term lock-in: Cancel or change your cover as your needs evolve

Types of Short-Term Insurance

• Vehicle Insurance: Choose from comprehensive, third-party, fire & theft, or third-party only cover
• Homeowners & Building Cover: Protects the structure of your home from fire, storm, burglary, burst pipes, and more
• Household Contents Cover: Covers theft, damage, or loss of furniture, appliances, clothes, and personal items
• Personal Possessions/All-Risk: Insures valuables (like phones, laptops, jewellery) wherever you go
• Personal Liability Cover: Covers legal and medical costs if someone is injured on your property or you accidentally damage someone else's belongings

How Short-Term Insurance Works

• You select what to insure—such as your car or home—and choose the policy duration
• Pay a premium based on your asset’s value and risk factors (like location or security features)
• If a covered loss occurs, you pay the excess and your insurer settles the claim per your policy

Benefits of Short-Term Insurance

• Financial protection: Helps you avoid large, unexpected expenses when disaster strikes
• Emergency services: Many policies include access to locksmiths, tow-trucks, plumbers, and electricians
• No-claim rewards: Enjoy premium rebates for claim-free years

How to Choose the Right Policy

• Compare quotes from multiple insurers to find the best value
• Check your policy’s exclusions, limits, and excess amounts
• Add security features (such as alarms or electric fencing) to lower premiums
• Review and update your cover if you change homes, vehicles, or lifestyles

Compare Short-Term Insurance Quotes Today!