Third Party Fire And Theft
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Affordable Car Cover with Extra Protection
Looking for a balance between price and protection? Third-party, fire and theft car insurance (also referred to as Limited Cover) gives South African drivers essential cover without the high premiums of comprehensive insurance.
Third-party, fire and theft car insurance protects you against:
It does not cover accidental damage to your own vehicle. This option is ideal if your car has a lower market value or if you're looking for an affordable alternative to full comprehensive insurance.
In South Africa, car insurance can be expensive—especially for older vehicles. Third-party, fire and theft insurance gives you key protection at a lower monthly premium.
This insurance is suitable for:
If you're not ready to pay for full comprehensive insurance but want more than just basic liability cover, this is the perfect middle ground.
Car theft and hijacking are major concerns in South Africa. Third-party only insurance won’t help if your car is stolen — but this plan will.
With this policy, you can still claim if:
Use our free online form to compare third-party, fire and theft insurance quotes from South Africa’s leading insurers.
Start saving on your car insurance today. Fill out our quick form to get free third-party, fire and theft quotes from top-rated insurers.
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