Accident Cover

Accident cover protects you and your dependents by providing a lump sum if you suffer serious injury, total disability, or accidental death due to an unintended incident.

What Accident Cover Typically Includes

• Accidental death benefit: Pays a lump sum when death results from an accident.
• Permanent total disability benefit: Covers you if you're fully and permanently disabled.
• Temporary disability benefit: Offers regular income if you can’t work temporarily.

Why You Should Consider Accident Insurance

• Provides financial protection after fatal or disabling accidents
• Reduces stress during recovery with lump-sum financial relief

Optional Extras You Can Add

• Permanent partial disability: Pays out a percentage of the sum assured for loss of a limb or sight.
• Spousal or child accident cover: Extends policy benefits to your dependents.

How to Choose the Right Policy

• Check definitions of disability and required waiting periods
• See what treatments and services the policy excludes
• Compare premiums and included benefits across providers