Accident Cover
Accident cover protects you and your dependents by providing a lump sum if you suffer serious injury, total disability, or accidental death due to an unintended incident.
What Accident Cover Typically Includes
- Accidental death benefit: Pays a lump sum when death results from an accident.
- Permanent total disability benefit: Covers you if you're fully and permanently disabled.
- Temporary disability benefit: Offers regular income if you can’t work temporarily.
Why You Should Consider Accident Insurance
- Provides financial protection after fatal or disabling accidents
- Reduces stress during recovery with lump-sum financial relief
Optional Extras You Can Add
- Permanent partial disability: Pays out a percentage of the sum assured for loss of a limb or sight.
- Spousal or child accident cover: Extends policy benefits to your dependents.
How to Choose the Right Policy
- Check definitions of disability and required waiting periods
- See what treatments and services the policy excludes
- Compare premiums and included benefits across providers