Bond Insurance
- Joint Bond Insurance Cover Available
- No Medical Or HIV Tests Required
- Increase/Decrease Cover As Needed
- Benefits Paid Directly Into Home Loan
- Free Death Cover Pending Registration
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Protect Your Home Loan with Reliable Bond Cover
Bond insurance—also known as home loan protection insurance—offers South African homeowners peace of mind by covering your home loan if you pass away, become disabled, or lose your income unexpectedly. Don’t risk losing your property—secure your bond with affordable, flexible cover.
Bond insurance is a life or credit insurance policy that settles your outstanding home loan balance if you die, become permanently disabled, or are diagnosed with a critical illness. Some policies also cover temporary disability or job loss, depending on the provider.
This ensures your home is paid off and your loved ones aren’t left with debt—or worse, risk losing the property.
For many South Africans, your house is your biggest investment. Without bond insurance, your family could face serious financial pressure if you’re no longer able to pay your home loan.
Bond insurance offers:
Some lenders may require bond cover before approving your home loan—especially if you don’t already have life insurance.
Depending on the policy, bond insurance in South Africa can include:
While life insurance can also cover your home loan, bond insurance is specifically tailored to your mortgage. It’s linked directly to your outstanding balance and may be easier and faster to claim, depending on the provider.
Bond insurance is not legally required by law—but many banks or home loan lenders may require it if you don’t already have adequate life cover. It’s highly recommended for anyone with a mortgage, especially if you’re a first-time buyer or supporting dependents.
Don’t leave your home at risk. Apply for affordable, reliable bond insurance in under 2 minutes. Compare plans, choose your cover, and protect your family’s future—today.