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Home Loan Insurance

Enables homeowners to maintain monthly bond repayments in the event of illness, disability + death. From only R80 a month.


How Much Life Cover?

Not having enough life cover is just as dangerous as having no life insurance at all but how much do you actually need?


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Car Insurance Quotes South Africa

Car Insurance Quotes

Car Insurance has become a necessity in South Africa.  Almost 66% of all vehicles on our roads are not insured!  Therefore, even if you are the most careful driver and are involved in an accident, chances are good that the other vehicle is not insured.  This will leave you to foot the bill in order to repair damages to your car.  Alternatively you'd have to take legal action against the 3rd party and hope they can pay, if you win the case.


Vehicle Insurance


If you financed your vehicle (new or used), it is a requirement of the bank or financial institution that you insure the car comprehensively for the duration of the agreement.  Failing to meet this requirement could have devastating consequences in case of a total loss.  You will still have to pay your monthly installment for the remainder of the vehicle finance term, but will be without a vehicle.


When buying car insurance, you want to ensure that you get the best cover for your needs at the most affordable rate available.  What factor has the biggest impact on your monthly premium?

The answer is:  You, the insured.


Your age, where you live, the car you drive, your claims history (how safely you drive) to name a few.

Car Insurance Cover


Comprehensive car insurance provides cover against damage to your vehicle caused by an accident, fire, theft, hijacking, hail and liabilities to third parties.


Limited Cover (3rd Party, Fire & Theft) provides cover against fire and theft as well as liabilities to third parties.  Damage to your car caused by an accident is excluded.


When opting for 3rd Party Only cover, you are only covered for liabilities to third parties.


Save on Car Insurance in South Africa


Shop Around

Compare car insurance quotes from at least 3 companies or get a broker to do it for you.


Increase your Car Insurance Excess

By increasing the excess amount on your vehicle, most insurers will give you a discount on your car insurance premium.  Be sure that you can afford to pay the excess when you have to claim though.


Don't use your car for Business Purposes

If possible, insure your vehicle for private purposes only.  Business use will result in a higher monthly premium.  Most car insurance companies will still give you a reduced premium if you only need occasional business use.


Drive Safely

If you're not involved in any car accidents, you'll be paying a reduced premium.  After each claim-free year of insurance, you might qualify for a discount at your current insurer.  If not, you could get a better premium at another insurance company.


Buy a Low Risk Vehicle

High performance vehicles are usually seen as a higher risk by insurance companies (especially if you're under 25).  The replacement cost of parts is also more expensive.


Where Do You Live?

If you live in a high risk suburb or in a city, you will pay a higher premium on your car insurance due to the risk of your vehicle being stolen or hijacked.


Overnight Parking

A vehicle parked on the street is at higher risk of being stolen than one parked in a locked garage.  Some insurance companies will give you a discount if your vehicle is parked in a garage or behind locked gates at night.


Upgrade Security Measures 

Install an anti-hijack device, gear lock or tracking device in your car.  If your level of security is higher than the requirement of the insurance company, you'll get a discount.


Nominate Drivers

If less people will be driving your car, it may result in a lower monthly premium.  This way it is easier for the insurance company to calculate their risk.



Most insurers are flexible with their premiums.  If you're not entirely satisfied with the quote, ask for a discount on car insurance.


Whether you live in Johannesburg, Pretoria, Cape Town, Bloemfontein, Durban or Putsonderwater, you can save on insurance premiums.


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