Household Insurance South Africa
If you want
to insure your household belongings against fire, theft, water, wind,
storm damage etc, you need
household insurance cover.
A lot of
South African's feel they don't need
household insurance, because
they think they have proper security measures installed at home, live in
a secured neighborhood and have an armed response alarm.
Fact is, with
household insurance you not only insure your possessions against
burglary and theft, but also against the elements. Can you afford
to be without
household insurance if your house burnt down, or
gets flooded during a storm?
options are available to reduce the premium when obtaining household
insurance. You can decide to exclude burglary/theft cover (not
wise, but possible!), increase the excess amount you pay during a claim
Insuring The Contents Of
that have an influence on your
household insurance premium is the area you
live in, the security measures at the residence, the construction of the
roof and walls (non-standard walls and thatched roof increases the risk
and premium), your claim-free years insured and the
excess you agree to pay when you have a claim.
Glossary of insurance terms
Short term insurance companies
Insurance Brokers (by
Ombudsman for short term
Hints & Tips
Household Insurance Quotes: