Life Insurance Calculator

Take the guesswork out of life insurance with our free, easy-to-use Life Insurance Calculator. Whether you're planning to protect your family's future or settle your home loan in case something happens to you, this tool helps you estimate how much life cover you actually need.

Why Use a Life Insurance Calculator?

Many people underestimate the amount of life insurance they need. Our calculator gives you a tailored estimate based on:

• Your current income and monthly expenses
• Outstanding debts (home loan, car finance, credit cards)
• Family needs (school fees, groceries, medical cover)
• Funeral and estate costs

Using a calculator ensures your loved ones won’t be left with a financial burden if you're no longer around.

Key Benefits of Using Our Life Cover Calculator

• Get a clear estimate of how much cover you really need
• Plan for your family’s long-term financial security
• Avoid being underinsured or overpaying for cover
• Use it online anytime — 100% free and obligation-free
• Match your estimate with real quotes from top insurers

How the Life Insurance Calculator Works

1. Enter basic info like your age, monthly income, and debts
2. Add your family’s monthly living expenses
3. Include any education or medical costs you want covered
4. Get your ideal life cover amount instantly
5. Compare quotes from leading life insurers

Who Should Use This Calculator?

This tool is perfect for:

• First-time life insurance buyers
• Parents with dependents
• Homeowners with a bond
• Anyone reviewing or updating their current cover

Life Insurance Calculator

Disclaimer: This is an estimate only and not financial advice.
Please consult a licensed insurance advisor to determine the right cover for your needs.