Comprehensive Car Insurance

Home/Comprehensive Car Insurance

Comprehensive Car Insurance

Protect your vehicle against theft, accidents, and more with trusted comprehensive car insurance in South Africa. Whether you're driving daily or occasionally, our comprehensive cover ensures you're protected in almost any situation.

What is Comprehensive Car Insurance?

Comprehensive car insurance is the highest level of vehicle cover available in South Africa. It protects you against:

  • Accidental damage (even if you're at fault)
  • Theft and hijacking
  • Fire and explosion
  • Natural disasters (hail, floods, storms, etc.)
  • Third-party damage (you damage another vehicle or property)
  • Vandalism and civil unrest

It covers both your car and the other party’s costs—so you’re never left out of pocket after an accident.

Why Choose Comprehensive Cover?

In South Africa’s unpredictable road conditions and high car theft rates, comprehensive cover gives you maximum protection and financial security.

Key Benefits:

  • Full repair or replacement of your vehicle after an accident or theft
  • Emergency roadside assistance (optional)
  • Windscreen and glass cover
  • Car hire option while yours is being repaired
  • Legal liability cover up to R5 million+

Who Should Get Comprehensive Insurance?

This insurance is ideal for:

  • New or high-value cars
  • Financed vehicles (banks require it)
  • Daily commuters and long-distance drivers
  • Anyone who wants peace of mind

If your car is older or fully paid off, you may consider third-party or third-party fire and theft insurance instead.

Comprehensive Car Insurance – What to Know

South Africa has some of the highest road accident and car theft statistics in the world. Choosing the right insurer is just as important as choosing the right policy. We partner with top South African insurance companies to bring you:

  • Affordable monthly premiums
  • Fast claims process
  • Nationwide cover
  • 24/7 support

Compare Comprehensive Insurance Quotes

Get multiple comprehensive car insurance quotes. Save time, save money, and choose the policy that fits your needs and your budget.

Get Covered Today

Fill in our quick online form to get free comprehensive car insurance quotes from top-rated insurers in South Africa. No obligation. 100% secure.

Also See:
Limited Cover
3rd Party Only
10 Best Car Insurance Companies in South Africa