SASRIA

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SASRIA Cover in South Africa

SASRIA cover (Special Risks Insurance Association) provides protection against politically motivated events such as riots, strikes, terrorism, and civil unrest—not covered by standard insured-peril or comprehensive policies.

What Does SASRIA Insurance Cover?

  • Damage caused by riots, public disorder, or political demonstrations
  • Loss from terrorism, sabotage, or hijacking
  • Destruction of property during civil unrest
  • Theft opportunistically connected to unrest

Why You Need SASRIA Cover

  • Standard home, contents, or vehicle insurance excludes civil unrest risks
  • Events like riots can cause extensive destruction and theft
  • SASRIA ensures you're compensated for losses during widespread social disruptions

Who Should Include SASRIA Cover?

  • Homeowners seeking full protection during unrest
  • Vehicle owners who park in public or high-risk areas
  • Businesses with assets vulnerable to civil disturbance
  • Renters concerned about tenant liability during riots

Common Scenarios Covered by SASRIA

  • Vehicles damaged during looting or protest actions
  • Houses attacked during violent demonstrations
  • Content loss due to vandalism linked to civil disorder

How to Add SASRIA to Your Policy

  • Check if SASRIA is automatically included with your insurer
  • Request SASRIA cover if not listed in your home, contents, or vehicle policy
  • Ensure the sum insured matches your asset value
  • Keep your policy updated to include new additions like renovations or vehicles

Benefits of SASRIA Cover

  • Financial protection during riots, strikes, or terrorist acts
  • Peace of mind in times of political instability
  • Fast payouts for civil disturbance–related claims