SASRIA Cover in South Africa

SASRIA cover (Special Risks Insurance Association) provides protection against politically motivated events such as riots, strikes, terrorism, and civil unrest—not covered by standard insured-peril or comprehensive policies.

What Does SASRIA Insurance Cover?

• Damage caused by riots, public disorder, or political demonstrations
• Loss from terrorism, sabotage, or hijacking
• Destruction of property during civil unrest
• Theft opportunistically connected to unrest

Why You Need SASRIA Cover

• Standard home, contents, or vehicle insurance excludes civil unrest risks
• Events like riots can cause extensive destruction and theft
• SASRIA ensures you're compensated for losses during widespread social disruptions

Who Should Include SASRIA Cover?

• Homeowners seeking full protection during unrest
• Vehicle owners who park in public or high-risk areas
• Businesses with assets vulnerable to civil disturbance
• Renters concerned about tenant liability during riots

Common Scenarios Covered by SASRIA

• Vehicles damaged during looting or protest actions
• Houses attacked during violent demonstrations
• Content loss due to vandalism linked to civil disorder

How to Add SASRIA to Your Policy

• Check if SASRIA is automatically included with your insurer
• Request SASRIA cover if not listed in your home, contents, or vehicle policy
• Ensure the sum insured matches your asset value
• Keep your policy updated to include new additions like renovations or vehicles

Benefits of SASRIA Cover

• Financial protection during riots, strikes, or terrorist acts
• Peace of mind in times of political instability
• Fast payouts for civil disturbance–related claims